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Pender State Bank
Rates

We keep our rates posted as a convenience to our customers in making financial decisions. Use our online calculators to help you figure payments and savings goals. Realize rates are subject to change.

Interest Rates and Annual Percentage Yields are current as of August 19, 2008.

>CD Rates   >IRA Rates   >Savings Rates    >Health Savings Rates

CERTIFICATE OF DEPOSIT RATES
MEMBER FDIC

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. There is a $500 minimum deposit for all CDs unless noted otherwise.

91 DAY CERTIFICATE OF DEPOSIT *
Minimum Opening Deposit: $500.00

Interest Rate

Annual Percentage Yield

Daily Balances of:

$500.00-4,999.99

1.70%

1.71%

$5,000.00-9,999.99

1.95%

1.96%

$10,000.00-24,999.99

2.10%

2.12%

$25,000.00-49,999.99

2.15%

2.17%

$50,000.00-99,999.99

2.20%

2.22%

$100,000 and up

2.25%

2.27%


182 DAY CERTIFICATE OF DEPOSIT *
Minimum Opening Deposit: $500.00

Interest Rate

Annual Percentage Yield

Daily Balances of:

$500.00-4,999.99

2.45%

2.47%

$5,000.00-9,999.99

2.50%

2.52%

$10,000.00-24,999.99

2.55%

2.57%

$25,000.00-49,999.99

2.55%

2.57%

$50,000.00-99,999.99

2.60%

2.62%

$100,000 and up

2.60%

2.62%


7 MONTH CERTIFICATE OF DEPOSIT *
Minimum Opening Deposit: $500.00

Interest Rate

Annual Percentage Yield

Daily Balances of:

$500.00-4,999.99

2.65%

2.67%

$5,000.00-9,999.99 2.70%

2.72%

$10,000.00-24,999.99

2.75%

2.77%

$25,000.00-49,999.99

2.75%

2.77%

$50,000.00-99,999.99

2.80%

2.82%

$100,000 and up

2.80%

2.82%


12 MONTH CERTIFICATE OF DEPOSIT *
Minimum Opening Deposit: $500.00

Interest Rate

Annual Percentage Yield

Daily Balances of:

$500.00-4,999.99

2.90%

2.93%

$5,000.00-9,999.99

2.95%

2.98%

$10,000.00-24,999.99

3.00%

3.03%

$25,000.00-49,999.99

3.05%

3.09%

$50,000.00-99,999.99

3.10%

3.14%

$100,000 and up

3.15%

3.19%


13 MONTH CERTIFICATE OF DEPOSIT *
Minimum Opening Deposit: $500.00

Interest Rate

Annual Percentage Yield

Daily Balances of:

$500.00-4,999.99

3.55%

3.60%

$5,000.00-9,999.99

3.55%

3.60%

$10,000.00-24,999.99

3.55%

3.60%

$25,000.00-49,999.99

3.55%

3.60%

$50,000.00-99,999.99

3.55%

3.60%

$100,000 and up

3.55%

3.60%


18 MONTH CERTIFICATE OF DEPOSIT *
Minimum Opening Deposit: $500.00

Interest Rate

Annual Percentage Yield

Daily Balances of:

$500.00-4,999.99

3.00%

3.03%

$5,000.00-9,999.99

3.05%

3.09%

$10,000.00-24,999.99

3.10%

3.14%

$25,000.00-49,999.99

3.15%

3.19%

$50,000.00-99,999.99

3.20%

3.24%

$100,000 and up

3.25%

3.29%


30 MONTH CERTIFICATE OF DEPOSIT *
Minimum Opening Deposit: $500.00

Interest Rate

Annual Percentage Yield

Daily Balances of:

$500.00-4,999.99

3.15%

3.19%

$5,000.00-9,999.99

3.20%

3.24%

$10,000.00-24,999.99

3.25%

3.29%

$25,000.00-49,999.99

3.25%

3.29%

$50,000.00-99,999.99

3.25%

3.29%

$100,000 and up

3.25%

3.29%


48 MONTH CERTIFICATE OF DEPOSIT *
Minimum Opening Deposit: $500.00

Interest Rate

Annual Percentage Yield

Daily Balances of:

$500.00-4,999.99

3.40%

3.44%

$5,000.00-9,999.99

3.45%

3.49%

$10,000.00-24,999.99

3.50%

3.55%

$25,000.00-49,999.99

3.50%

3.55%

$50,000.00-99,999.99

3.50%

3.55%

$100,000 and up

3.50%

3.55%


60 MONTH CERTIFICATE OF DEPOSIT *

Interest Rate

Annual Percentage Yield

Minimum Deposit $500.00

3.94%

4.00%

>CD Rates      > IRA Rates      > Savings Rates    > Health Savings Rates    > Back to Top

* A penalty may be imposed for early withdrawal.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of August 19, 2008.

For current rate information call (402)385-3063 or (800)422-6695.

Member FDIC

-----------------------------------------------------------------------------------------------------------------------

IRA Rates

>Back to Top

IRA 12 Month Roth & Education Variable Rate**

Minimum Opening Deposit

Interest
Rate

Annual Percentage
Yield

 

$100.00

3.00%

3.03%

IRA 18 Month Variable Rate**

Minimum Opening Deposit

Interest
Rate

Annual Percentage
Yield

 

$100.00

2.90%

2.93%

IRA 30 Month Roth & Education Variable Rate**

Minimum Opening Deposit

Interest
Rate

Annual Percentage
Yield

 

$100.00

3.00%

3.03%

IRA 48 Month Variable Rate**

Minimum Opening Deposit

Interest
Rate

Annual Percentage
Yield

 

$100.00

3.50%

3.55%

>CD Rates      > IRA Rates      > Savings Rates    > Health Savings Rates    > Back to Top

Rates on IRA accounts are variable and subject to change each calendar quarter

*A penalty may be imposed for early withdrawal.
**The interest rate and annual percentage yeild may change after account opening.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of August 19, 2008.
For current rate information call (402)385-3063 or(800)422-6695.

Member FDIC

-----------------------------------------------------------------------------------------------------------------------

 

Health Savings Rates

>Back to Top

Health Savings Account

Interest Rate

Annual Percentage Yield

Minimum Deposit $100.00 3.00% 3.04%

>CD Rates      > IRA Rates      > Savings Rates    > Health Savings Rates    > Back to Top

Rates on Health Savings accounts are variable and
subject to change each calendar quarter

**The interest rate and annual percentage yeild may change after account opening.

Interest is paid monthly on Health Savings accounts.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of August 19, 2008.
For current rate information call (402)385-3063 or(800)422-6695.

Member FDIC

 

-----------------------------------------------------------------------------------------------------------------------

Savings Rates

>Back to Top

NOW Consumer**

Minimum Opening Deposit

Interest
Rate

Annual Percentage
Yield

Daily Balances of:

 

 

 

up to $2,499.99

 

0.25%

0.25%

$2,500.00 - $9,999.99

 

0.35%

0.35%

$10,000.00 - $24,999.99

 

0.40%

0.40%

$25,000.00 and over

 

0.50%

0.50%


REGULAR Savings

Interest
Rate

Annual Percentage
Yield

 

0.75%

0.75%

MONEY MARKET Savings Consumer**

Minimum Opening Deposit

Interest
Rate

Annual Percentage
Yield

Daily Balances of:

$2,500.00

 

 

up to $2,499.99

 

0.75%

0.75%

$2,500.00 - $9,999.99

 

0.85%

0.85%

$10,000.00 - $49,999.99

 

1.25%

1.26%

$50,000.00 - $99,999.99

 

1.50%

1.51%

$100,000.00 - $249,999.99

 

1.60%

1.61%

$250,000.00 and over

 

1.70%

1.71%

SWEEP Savings Consumer**

Minimum Opening Deposit

Interest
Rate

Annual Percentage
Yield

Daily Balances of:

$2,500.00

 

 

up to $2,499.99

 

0.75%

0.75%

$2,500.00 - $9,999.99

 

0.85%

0.85%

$10,000.00 - $24,999.99

 

1.00%

1.00%

$25,000.00 - $49,999.99

 

1.20%

1.21%

$50,000.00 - $99,999.99

 

1.35%

1.36%

$100,000.00 and up

 

1.50%

1.51%

SUPER SWEEP Consumer**

Minimum Opening Deposit

Interest
Rate

Annual Percentage
Yield

Daily Balances of:

$10,000.00

 

 

up to $9,999.99

 

0.75%

0.75%

$10,000.00 - $24,999.99

 

1.00%

1.00%

$25,000.00 - $49,999.99

 

1.15%

1.16%

$50,000.00 - $99,999.99

 

1.30%

1.31%

$100,000.00 - $249,999.99

 

1.50%

1.51%

$250,000.00 and up

 

1.60%

1.61%

>CD Rates      > IRA Rates      > Savings Rates    > Health Savings Rates    > Back to Top

**The interest rate and annual percentage yeild may change after account opening.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of August 19, 2008.
For current rate information call (402)385-3063 or (800)422-6695.

Member FDIC

 

 

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Contact Info: Call 1-800-422-66958
 
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