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Pender State Bank
Calculators

The following financial calculators will assist you in planning, estimating, and exploring your financial options. Get clear and concise answers about your banking calculations:

>Savings Calculators   >Consumer & Auto Loans   >Mortage & Home Equity
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Savings Calculators

 

Consumer & Auto Loans

  • Consumer Installment Loans - calculates monthly payment using rate, term, and principal balance.
  • Auto Lease vs. Purchase - compares the total annual costs of leasing versus purchasing.
  • Auto Rebates - compares the total cost of taking an auto dealers rebate and using an institution's loan vs. taking the manufacturer's teaser rate financing.
  • Auto Loan Versus Home Equity - calculate the cost differential between purchasing a vehicle through an auto loan or home equity financing.

 

Mortgage & Home Equity Lending

  • Mortgage Loans - calculates monthly payment, using purchase price, down payment percentage, rate, and term.
  • Mortgage Qualifier - calculates the amount of mortgage you qualify for using income and expense information.
  • Rent vs. Buy a Home - itemizes the major differences between owning a home and renting an apartment. It calculates costs on a monthly basis for easy comparison with your rent.
  • Home Equity Borrowing Power - How much can you afford to borrow on a home equity loan?

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