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Pender State Bank
Agricultural
Financing
AGRICULTURAL OPERATIONAL LOAN
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The Pender State Bank has steadfastly provided agricultural
credit since 1890. In keeping with this commitment we offer
attractive interest rates along with the convenience, flexibility
and general ease of doing business with a small town bank.
We offer LOW COST LOANS, QUICK SERVICE AND A MINIMUM OF BUREAUCRACY.
The factors used to determine the loan rating
are:
- LIQUIDITY = current assets/current liabilities.
- CAPITALIZATION = net worth/total assets.
- COLLATERAL = margin in all collateral.
- PROFITABILITY = needs to have history
of profitability & sound repayment.
- SIZE = If borrower has more than one
loan with the Pender State Bank the totals will be added
to qualify for size discounts.
The Pender State Bank operational notes are master notes,
which may be added to or reduced as needed. They have a one
year maturity with a demand feature, interest is due semiannually.
Loan advances may be made automatically, by phone, mail, internet
or in person. Payments may be made by mail, in person, electronically
or by internet.
If you have any questions about our loan program and policies
please contact Troy at troys@inebraska.com
or Bruce at brucew@inebraska.com or Rolf at Brewster, glerumlivestock@neb-sandhills.net.
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